Paycheck Protection Program (PPP) Update click here

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Pinnacle Bank’s PPP loan forgiveness process is being coordinated by our Relationship Managers. If you are interested in pursuing PPP loan forgiveness or have any questions about the process, please contact your Relationship Manager. In the meantime, information about Pinnacle Bank’s process is available at This site also includes information on the SBA’s forgiveness rules as well as preparation tools such as a checklist for organizing your PPP data and documents.

COVID-19 Updates/Message from our CEO

3/31/20 COVID-19 Update

On Friday, March 27, 2020 Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) program intended to assist Small Business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non-profits and other employers. To learn more please click here.


3/25/20 COVID-19 Update

SBA to Provide Economic Injury Disaster Loans for Coronaviras Related Economic Disruptions.

In an effort to keep you up to date with what is being offered to help you during these unsettling times we wanted to let you know that the U.S. Small Business Administration(SBA) is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Applicants do not go through a bank to apply. Instead apply directly to SBA’s Disaster Assistance Program at:

If you would like further information click here to read more.



To Our Loyal Clients:

First and foremost, we want all of you to know that Pinnacle Bank is here for you. We are all navigating these unsettling times together. The novel coronavirus (COVID-19) pandemic has changed all of our daily lives and as each of you try to plan your new normal for the time being, we wanted to let you know that we are here for you, we are thinking of you and that we hope you all are staying safe and healthy. 

Pinnacle Bank is well positioned with 15.19% in capital, which exceeds the well-capitalized definition, by more than 50%. We are providing our lending, deposit and cash management services and our relationship managers are here to help you plan for the coming months. We have the technology in place to assist with many of your banking needs, so that you can continue to comply with the shelter in place order. If you have any question please do not hesitate to contact us. We will answer the phone and respond to emails! 

Pinnacle Bank has been named to the DepositAccounts Top 200 list of healthiest banks in the United States ranking 57 out of more than 5,000 insured U.S Banks receiving an A+ rating. 

Our current lobby hours are 9:00am to 3:00pm Monday through Friday. We have also increased our night drop processing to twice a day (8:30am and 2:00pm). Deposits made before 2:00 pm Monday-Friday will be credited the same business day. 

Our team is monitoring the status of anticipated governmental programs that are expected to provide help to the business community. We will provide updates and links on the Pinnacle Bank website as we receive more information

*Pinnacle Bank is rated by Bauer Financial as Five-Star “Superior” for strong Financial performance, the top rating given by the independent banking firm. 
*Findley reports named Pinnacle Bank a “Super Premier” performing bank.

Jeffrey D. Payne 
President & Chief Executive Officer 


COVID-19 Update 3/19/20

Due to the Coronavirus Pandemic outbreak and for the safety of our employees and clients Pinnacle Bank will limit its lobby hours from 9:00 am to 3:00 pm Monday through Friday. During this time we will increase our night drop processing to twice a day (8:30am & 2:00pm). Deposits made before 2:00pm Monday-Friday will be credited same business day. If you need a special accommodation, please call your local Banking Office. Morgan Hill Office (408)762-7171; Gilroy Banking Office (408)842-8200; Salinas Banking Office (831)422-0400.

Pinnacle Bank wants to assure our clients we have the resources and processes in place to provide you with continued service throughout this pandemic. Our priorities are to ensure your business continues its operations and to maintain the health and safety of you and our employees. We are closely following the developments surrounding novel coronavirus (COVID-19) and monitoring the guidance from the Centers for Disease Control (CDC), World Health Organization (WHO), and other local authorities.

We have a robust online platform that will allow you to do most of your banking remotely. Please visit or download the Pinnacle CA app to your smart phone. You can check your balances, pay many of your bills, transfer funds, review statements or transactions and even make check deposits from the app on your smart phone. If you need assistance, we are here to help you.

Please contact your local banking office:

Morgan Hill – (408) 762-7171
Gilroy – (408) 842-8200
Salinas – (831) 422-0400

We value your business and we know that some banking needs to be completed at the banking office. We ask that you refrain from visiting if you are feeling ill. We will do everything we can to help you via telephone.

As with any potential threat of a contagious virus or disease, it is important for everyone to stay informed, and follow the guidance of recognized authorities, such as the CDC. You can access current updates, fact sheets and flyers for both the flu and the coronavirus on the CDC’s website at Prudent guidelines to observe:

  • Avoid shaking hands. Instead, adopt alternative greetings.
  • Cover your cough or sneeze with a tissue or the inside of your elbow.
  • Wash your hands for 20 seconds with soap and water.
  • If you are feeling ill, stay home.
  • Avoid touching your eyes, nose and mouth.

Your health and well-being are our highest priority and we will continue to work hard to provide the level of service you have come to expect.

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